The best reason to purchase travel insurance is the same as for any other insurance—you can't plan for accidents, delays or illness, or schedule your vacation around them. Accidents, emergencies and unforeseen circumstances can happen anywhere at any time, to anyone. Travel insurance gives you peace of mind by protecting your vacation investment, your health and your belongings. Nearly 70% of all travelers choose to protect their vacation investment with travel insurance.
During the booking process (or soon after), you will have the option to add travel insurance to your trip. The amount of money one risks on their vacation in cancellation penalties charged by the cruise line or tour company are usually more than the insurance coverage itself. Pre-existing conditions can be covered. You may not have a pre-existing condition—or know you do, but you may have family members who do and who may need you.
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